Southern Integrity Realty lists an office at 3101 Skelly Rd, Bay City, TX 77414.

The team serves Brazoria, Matagorda, Jackson, and Wharton counties, including Alvin, Angleton, Bay City, Blessing, Brookside Village, Edna, El Campo, Friendswood, Manvel, Palacios, Pearland, Rosharon, South Houston, West Columbia, and Wharton.

Monday through Friday 9:00 AM to 5:00 PM, with weekends by appointment.

Call (830) 499-8241 or email michelle@sirealty.net.

The team includes licensed Texas agents, a Texas broker's license earned through more than 900 hours of education, SRS certification, and RENE certification.

The team belongs to the Matagorda Board of Realtors, National Association of Realtors, NTREIS, and the San Antonio Board of Realtors.

The Texas Real Estate Commission licenses and regulates real estate agents and brokers.

RENE, or Real Estate Negotiation Expert, is a certification focused on negotiation skills.

Residential homes, luxury homes, mobile homes, lots and land, and investment properties.

The team focuses on integrity, transparent communication, and personalized service.

Buyer representation means a licensed agent works on your behalf to find homes, evaluate value, negotiate the offer, and guide you through closing while protecting your interests.

Yes. Under current Texas practice, buyers generally sign a written buyer representation agreement before touring homes with an agent. It explains services and how the agent will be paid.

Compensation is negotiable and set out in the buyer representation agreement. It may be paid by the buyer, by the seller as a concession, or a combination.

The IABS form is a Texas Real Estate Commission notice that explains the types of real estate representation. Agents provide it at the first substantive conversation.

Yes. A buyer's agent can show you homes listed by any brokerage through the MLS.

A local agent understands neighborhoods, pricing, flood risks, and community details that affect value.

Yes. Southern Integrity Realty provides buyer representation services throughout Brazoria, Matagorda, Jackson, and Wharton counties.

Yes. Your agent reviews comparable sales and helps structure price, terms, and contingencies.

Your agent helps coordinate inspections and negotiate repairs or credits based on findings.

Call Southern Integrity Realty at (830) 499-8241 or use the contact page.

Down payments vary by loan type. Some loans require as little as 0 to 3.5 percent, while conventional loans often start at 3 to 5 percent.

Credit requirements depend on the loan program. Talk with a lender to understand your options.

Pre-qualification is a rough estimate, while pre-approval involves a lender reviewing your finances and credit, making your offer stronger.

Texas offers down payment and closing cost assistance programs through agencies such as TDHCA and TSAHC. Ask a lender about eligibility.

Common options include conventional, FHA, VA, and USDA loans. USDA loans may apply to eligible rural areas.

Many purchases close about 30 to 45 days after an accepted offer, depending on financing.

It depends on your finances, how long you plan to stay, and local prices. A real estate consultation can help you weigh options.

Avoid new debt, large purchases, and job changes during the loan process.

Yes. An inspection helps you understand the home's condition before closing.

Yes. Southern Integrity Realty provides step-by-step guidance for first-time buyers.

Use the home search, advanced search, or map search tools on the website.

Yes. Create an account to save searches and favorites.

Yes. Signing up allows you to receive listing updates.

Yes. The website includes a mortgage calculator.

Market reports show trends such as prices, inventory, and days on market.

Yes. Use the Our Listings link to view featured properties.

Yes. The site offers community pages for Brazoria, Matagorda, Jackson, and Wharton counties.

Listings update regularly, but an agent can confirm availability.

Contact the office or your agent to schedule showings.

Use the home valuation tool on the website.

Sellers commonly pay brokerage fees, title policy costs, prorated taxes, and any agreed repairs or concessions.

In many Texas transactions, sellers pay for the owner's title policy, but it is negotiable.

Declutter, clean, make minor repairs, and improve curb appeal.

Staging can help buyers picture living in the home and can improve online photos.

A pre-listing inspection can uncover issues early and reduce surprises.

Most buyers start online, so quality photos drive showings.

Focus on safety issues, leaks, and visible maintenance items.

A seller concession is money the seller contributes toward the buyer's closing costs.

Spring and early summer are often busy, but local conditions matter more.

Call (830) 499-8241 to schedule a consultation.

Yes. The team assists with investment properties and rental opportunities.

Options include single-family rentals, multifamily, land, and commercial properties.

A cap rate is net operating income divided by property value, used to compare investment returns.

A 1031 exchange lets investors defer capital gains taxes by reinvesting in like-kind property under IRS rules. Consult a tax professional.

Consider rent, expenses, vacancy, taxes, insurance, and condition.

Yes. Flood risk affects insurance costs and tenant appeal in coastal counties.

A property manager can handle tenants and maintenance for a fee.

Access to jobs, schools, and amenities drives rental demand.

Yes. Mobile homes can be rental investments.

Schedule a consultation at (830) 499-8241.

Yes. Southern Integrity Realty helps buyers and sellers with lots and acreage.

Check access, utilities, flood zone, soil, restrictions, and survey.

Deed restrictions, zoning, floodplain rules, and utility availability determine what you can build.

An agricultural valuation can lower property taxes for qualifying land used for agriculture.

Rural lots without sewer typically require an approved septic system.

Options include a water co-op connection or a private well.

Deed restrictions are rules recorded with the property that limit how it can be used.

Land loans often require larger down payments than home loans.

It depends on deed restrictions and local rules.

A survey confirms boundaries, easements, and acreage.

Yes. The team provides personalized guidance for upscale properties with premium amenities.

Luxury homes benefit from professional photography, targeted advertising, and private showings.

A country estate is a larger rural property, often with acreage, outbuildings, or ponds.

Check septic, well, access roads, flood zone, and fencing.

Higher-priced homes can take longer because there are fewer qualified buyers.

Unique properties may have fewer comparable sales, making valuation more complex.

Yes. Private showings can be arranged.

Barns, shops, ponds, and usable acreage can add value.

Rural properties may need coverage for outbuildings and liability.

Use the advanced search tools on the website or contact an agent.

Yes. Southern Integrity Realty assists with mobile home transactions with the same level of professionalism as any property.

Homes built before June 15, 1976 are generally called mobile homes, while those built after HUD standards took effect are manufactured homes.

Manufactured homes in Texas use a Statement of Ownership issued by the Texas Department of Housing and Community Affairs.

Yes. When the owner also owns the land, the home can be converted to real property through TDHCA.

Financing options depend on whether the home is real or personal property and its foundation.

Some sales include land, while others are the home only. Your agent will clarify.

Manufactured homes on owned land may appreciate with the land. Homes on leased lots often do not.

Inspections should include structure, foundation or piers, plumbing, electrical, and roof.

Moving a manufactured home requires permits and licensed movers.

They offer an affordable, flexible housing option.

A homestead exemption reduces the taxable value of your primary residence. Apply through your county appraisal district.

You can file a protest with your county appraisal district by the deadline on your notice.

No. Texas has no state income tax, which is why local property taxes are an important cost to consider.

Check FEMA flood maps and ask your agent. Texas seller disclosures also address flood history.

Lenders require it in high-risk zones, and it is often recommended elsewhere in coastal counties.

Yes. Standard homeowners policies exclude flood, so buyers in coastal counties should get a flood insurance quote before closing.

Windstorm coverage protects against wind and hurricane damage and may be separate in coastal areas.

Get insurance quotes during your option period.

Taxes may change as the appraisal district reassesses value.

Yes. Your agent can explain typical costs, and professionals can provide specifics.

A CMA compares your home to recent sales and active listings to estimate a competitive list price.

A CMA is prepared by a real estate agent for pricing. An appraisal is completed by a licensed appraiser, often for a lender.

Online estimates provide a rough idea but may miss condition, upgrades, and local factors.

Location, size, condition, updates, lot size, and recent sales all affect value.

Yes. Use the Request Your Home Value link on the website.

Not always. Some improvements return more than others depending on the market.

Flood history and flood zone status can affect buyer demand and insurance costs.

Checking annually helps with planning, refinancing, and tax protests.

Yes. Southern Integrity Realty offers property valuation services with advanced appraisal training and hands-on experience.

Overpriced homes sit longer and often sell for less after price cuts.

A consultation is a meeting to discuss your goals, timeline, and options before buying, selling, or investing.

No. Consultations help people exploring options too.

Bring questions, budget information, and any property details.

Yes. Agents can explain options for selling or keeping inherited property.

Yes. Agents can share insight about communities across the service area.

Yes. The team offers real estate consultations.

Contact the office to set up the format that works for you.

A consultation is a chance to ask questions and explore options.

Weekend meetings are available by appointment.

Call (830) 499-8241 or use the contact page.

A listing agent prices the home, prepares marketing, negotiates offers, and manages the transaction through closing.

The SRS designation is a credential for agents trained in representing sellers. Southern Integrity Realty's team holds this certification.

Listing agreements commonly run a few months, but terms are negotiable.

Yes. Commissions are negotiable between the seller and the brokerage.

Yes. Many sellers list as-is, though disclosure requirements still apply.

Multiple offers happen when several buyers submit offers at once. Your agent helps compare terms, not just price.

It is usually best to leave so buyers can view the home comfortably.

The home may return to market, and your agent will advise on next steps.

Yes. Your agent can help coordinate timing and contingencies.

Yes. Southern Integrity Realty provides seller representation services.

The option period is a negotiated number of days after the contract is signed when the buyer can terminate for any reason by paying an option fee.

An option fee is paid to the seller for the right to terminate during the option period. It is usually credited to the buyer at closing if the sale goes through.

Earnest money is a deposit held by the title company that shows the buyer is serious. It is applied toward closing costs or down payment.

A title company researches ownership, issues title insurance, holds earnest money, and handles closing.

Title insurance protects against problems with ownership history, such as liens or errors in public records.

Many lenders and title companies require a survey to confirm boundaries and improvements.

Texas requires most residential sellers to provide a disclosure describing known conditions of the property.

You sign documents, pay closing funds, and receive the keys once the transaction funds.

A financing addendum lets buyers terminate if they cannot obtain the loan described in the contract within a set time.

Buyers may renegotiate, pay the difference, or terminate depending on contract terms.